What is Affirm?Updated 19 days ago

Affirm offers instant loan decisioning for online purchases to qualified US customers to be paid in fixed monthly installments over 3 or 6-month terms at 0% APR. US customers who do not qualify may still apply and be offered 10-36% APR for 3, 6 or 12-month terms. On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

Customers also have the option to pay off their entire balance. Once the Affirm loan is complete, your order will be shipped.

Affirm customers must be residents of the U.S. (including U.S. territories), at least 18 years old (19 if you’re a ward of the state in Nebraska), have a Social Security number, and own a phone number that receives SMS messages and is registered to the United States or U.S. territories.

https://www.affirm.com/how-it-works